What if You Could:
- Provide an income tax-free death benefit for the people who depend on you,
- Defer taxes as your accumulated cash value grows, and
Potentially access that cash value using income tax-free policy loans and withdrawals, to use for retirement income or other needs.
Would You Be Interested?
That permanent life insurance not only helps protect your beneficiaries, it also allows you to build cash value that can potentially be used in a tax-advantaged manner?
Strategies to Save for Retirement
After Tax
Private Savings i.e. CD.
Tax-Deferred
Fixed Annuities
Pre-Tax
Traditional IRA Qualified Plan/401k
Tax-Free
Roth IRA Permanent Life Insurance Cash Value
Tax-Free
- No bank guarantees
- Not a deposit
- Not FDIC/NCUA insured
- May lose value
- Not insured by any federal or state government agency
It’s not just about how much you accumulate for retirement…
…you also need to factor taxes on retirement income.
Tax-free Retirement Strategy
When there is a need for death benefit protection, we have an opportunity to explore structuring your life insurance coverage in a manner that may also help achieve your retirement goals as well.
We refer to this as the Tax-Free Retirement Strategy.
